7 Feelings Home Buyers Have During the Process

Posted by Admin Staff on August 17th, 2020

There are many emotions home buyers have when buying a home. Here are some we've compiled that we know you can relate to!

1) Every emotion, hitting you all at once

Gotta get approved, gotta have an inspection, gotta know what you want, gotta look at homes, gotta do this, gotta do that...Thinking about the whole process during the beginning stages of home buying fills you with stress you didn't know was possible, and emotions you didn't know you were capable of feeling. And sometimes, those emotions hit you like falling boxes. First you're excited to look for what you want, then you're sad because the weight of what you can actually afford hits you. Anxiety hits you next, because your brain is pushing doubts about the long term to the forefront. And…

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The Initial Costs of Home Ownership

Posted by Admin Staff on July 28th, 2020

Listed below is a basic overview of some of the costs that may or may not come up in your particular situation when you purchase a home here in Saskatchewan. These costs are approximations only and are subject to change. They serve to help you plan as a homeowner or potential homeowner. When you do decide to buy a home, you'll discuss your personal situation with your Century 21 Realtor and go over the exact costs.

 

 

A down payment is the lump sum of money that your lender expects you to put into your purchase at the start. Typically, between 5% and 20% of the purchase price. Traditionally, the rule was always 20%. This amount has changed over the years, since homes and the cost of living have drastically gone up in price. A majority of folks…

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Home Buying Considerations

Posted by Admin Staff on July 20th, 2020

Buying a home this year? Unsure of where to start or even what to be thinking about? No worries! Prevent unneeded stress during your purchase with knowledge on your side. Here are the 4 main considerations for you to ponder over when buying a home:

 

1) Determine your budget.

Your primary cost is a mortgage. This means that you are going to have to determine the maximum price you can afford. Also, when calculating this number, don't forget that there are smaller costs! For example, property insurance, taxes, electricity, water bills, and other fees that can come up. The sum of all these costs will be your budget. A budget will be invaluable to you when you look for a home - it keeps you grounded. Knowing what you can afford and wanting…

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