C21 Life Hacks - real estate

Would You Make A Good Realtor? Take the Quiz!

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Quick Common Law Tips

Are you and your partner making the big move together? Here are some quick tips for unmarried couples who will be purchasing a home together!

1) Saskatchewan Definition

Regarding property in Saskatchewan, couples are considered official spouses when they have lived together in the same dwelling for two years, plus one day. This means that the person's name on the title of the property up until the two year (and one day) point is the only person who has any claim to said property. After that point, the two spouses have an equal claim - 50/50.

2) Mortgage Application

As with any person going to purchase a home, you go to a mortgage broker or your bank to get pre-approved for a mortgage. One person applies for this mortgage.…

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Real Vs. Personal Property

When dealing with property from a legal point of view, you may come across two terms: real property and personal property. What do these mean exactly? Let's talk about each in more detail:

Real Property

Real property refers to land, anything built on that land, growing on that land, and/or anything existing under the face of that land. Basically, real property refers to anything that is immovable. Examples:

• Barns
• Garages
• Crops
• Mineral Rights
• Sheds
• Buildings
• Fences
• Roads
• Landscaping
• Ponds
• Pools

Personal Property

Personal property refers to tangible (physical) and intangible (non-physical) items not permanently affixed to the land. Basically, personal property refers to anything that is …

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Home Valuation VS. Property Appraisal

What's the difference between a home valuation and a property appraisal? 

If you've begun the process of selling your home, you've likely already come across these two terms. While it's easy to get confused - because they are similar - there's a difference that sets these two terms miles apart in the eyes of the law. Put very simply, that difference is estimate vs. exact. Let's delve further into this difference:

Home Valuation

Home valuations are done by real estate professionals in order to estimate the value of a property. The method they use to do this is called a Comparative Market Analysis, also simply known as a CMA. A Realtor will examine previously sold properties with similar features in the area to create a report. This report…

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How To: Purchase Land

Peace..

Quiet..

Fresh air..

Close to nature..

All of these things come to mind when one thinks of rural living, and at least one of them is a main reason for people that choose to own rural property and/or land. If you're thinking of owning your own piece of land, here are some tips to guide you in the right direction:

1) Avoid Unsuitable Land By Choosing A Realtor

Some Realtors only specialize in residential properties, others are strictly commercial. If you find a Realtor who dedicates their time to selling a majority of rural properties and land, you'll want this Realtor with you for the whole process! Not only do they probably possess years of experience, but they also keep their finger on the pulse of the land -…

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Creating Your Backyard Oasis

Spending summer at home? Or, looking to revamp the backyard for a better home sale? In both cases, you've come to the right place! Creating the perfect outdoor space doesn't have to cost you tons of money, nor does it have to be a large space. Here are some tips for you on creating your perfect backyard oasis:

Start With A Focal Point

Every yard, no matter its size, needs a focal point. A focal point directs attention and interest to one area or one spot. This is used in our indoor spaces all the time. For example, in our kitchens, the focal point is where we prepare our food - the stove, the fridge and the countertops. In our living rooms, the focal point is usually the T.V. All of the design will point, lead or be otherwise neutral to…

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Roping In The Right Renters

You've got an income property! Congrats! You've signed the papers, made the fixes, and are now looking for the right people to rent to. How do you find great tenants for your rental property? It's not an easy process, but there are a few things you can learn in order to avoid those horrible renting situations:

1. Understand Saskatchewan's Laws About Landlords And Tenants

Your due diligence is to research and understand provincial and federal law regarding rental properties, landlords and tenants. Since provincial law is heavily modeled under federal law, the majority of the information will be much the same. However, make sure you read thoroughly in case anything differs. Our province's website has sectioned info on Landlords and Rental…

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The Open Concept Floor Plan: Pros Vs. Cons

Open concept floor plans make up the larger part of new residential house builds, and have been since the early to mid 1990s. This floor plan is the go-to design for home renovation projects in older homes that want to maximize space and appeal to new buyers. It allows for individuals and individual activities to co-exist with others; families can enjoy doing their own thing(s) in one area, while other family members could be doing a completely different activity in another area, but still be able to communicate effectively. In addition, the blending of a kitchen, living and dining room makes for a great party space - perfect for those who entertain as a part of their lifestyle. However, this floor plan isn't ideal for every person...and that's okay!…

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Quit Overspending! Save Up For Your Down Payment

We all have good intentions when we start out budgeting. Once a few weeks go by, it's difficult to fight the urge to spend! Sticking to a budget is harder than it looks for most of us. We want to save the money for, in this case, that down payment on a house, but the draw of retail therapy is strong. We get it. That's why we've put together a list of everyday tips that will stop your little purchases from turning into a big problem.

Understand Your Spending Triggers

The key to tackling any problem is doing some introspection first. Take a look at yourself before beginning any external changes. Overspending is almost always a coping mechanism we use to stave off uncomfortable emotions and physical sensations. It can be something simple,…

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Real Estate Agent VS. Realtor

What's the difference between a Real Estate Agent and a Realtor?

You've probably heard these terms used interchangeably. While these titles are quite similar, there are two distinct differences that set Realtors apart from real estate agents.

First off, let's define what a real agent is/does. Real estate agents are licensed by the province they work in to assist with the buying or selling of a home. They work for a real estate company, and are usually paid through commission. Now, a Realtor does all of the same things as a regular agent, but they are a member of The National Association of Realtors (NAR). Only members are permitted to refer to themselves as Realtors, and pay for that privilege through their membership. This is not the case…

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